Considering selling your Orlando home? Find out what you could earn at the closing table.

Find Your Dream Home

Orlando | Central Florida | Real Estate

Welcome to Move Me To CFL, your premier destination for finding Orlando homes for sale and exploring Central Florida real estate opportunities. Whether you're looking to Buy a house in Orlando, Sell property, or Invest in the booming Orlando market, our team of top Orlando real estate agents is here to guide you.

Corey Shirley Realtor Southwestern Real Estate

Hi, I'm Corey Shirley

A bit about me: I believe that every home has a story, and I'm here to help you start your next chapter.

Orlando has been my home and my passion. With degrees in Real Estate and Management from Florida State University, I embarked on a real estate journey that's been nothing short of a calling. Since 2021, I've dedicated myself to transforming dreams into addresses, specializing in residential real estate, investment properties, listings, and buyer representation.

My Approach

99% Drama-Free

My Mission

To provide a concierge level of service that goes beyond expectations to achieve your broader life goals.


With my extensive network and involvement, it is my pleasure to make those resources available for you. Working with us means investing in our local community and making a difference for the place we call home.

  • National Association of Real Estate Brokers (NAREB)

  • Rotary Club of College Park

  • Women's Council of REALTORS®, Orlando Regional

  • African American Chamber of Commerce of Central FL

  • Junior Achievement of Central FL Leadership Council

  • Central Florida Urban League (Young Professionals)

  • Second Harvest’s Young Professionals Committee

Corey Shirley Realtor at Southwestern Real Estate

College Park

Mills 50

Ivanhoe

SoDo

Professional Real Estate Services

Discover Your Dream Home in Orlando

The Art of Home

Buying

Discover Your Dream Home

Dive into an array of homes where comfort meets style. Let me guide you through each step, ensuring your journey to homeownership is as seamless and fulfilling as it should be.

Strategic Sales for Maximum Returns in Orlando

Home Selling with Top Real Estate Agents

Strategic Sales for Maximum Returns

Selling your home is an art, and I'm here to masterfully craft your listing’s story. Benefit from a comprehensive market analysis and customized marketing plans designed to sell your home swiftly and at the best price.

New Construction Homes in Orlando

New Construction Homes in Orlando

Step into the Future of Living

Explore new construction homes in Orlando. We provide access to the latest developments and newly built properties, ensuring you find a modern home that meets your needs. From spacious family homes to stylish condos, our listings cover a wide range of new homes for sale in Orlando.

Profitable Properties for Investors

Orlando Investment Properties

Profitable Properties

Invest in Orlando's thriving real estate market. Our selection of Orlando investment properties offers lucrative opportunities for both seasoned investors and newcomers. With our detailed market insights and personalized guidance, you can make informed decisions and maximize your returns.

Luxuy Gems in the Heart of the City

Explore Luxury Homes in Orlando

Orlando's Finest

Discover the finest luxury homes in Orlando. Our listings feature exclusive properties in prime locations, offering the ultimate in comfort and elegance. If you're in the market for a high-end home, our expert real estate agents can help you find the perfect fit.

Living in Orlando

Embrace the Orlando Lifestyle

Wondering why Orlando is the perfect place to call home? Discover the diverse communities, thriving job market, world-class entertainment, and the warm, sunny climate that residents love.

BLOGS

FL State Seal

Florida’s $100 Million Boost for Hometown Heroes' Homeownership

June 04, 20243 min read
Jump For Joy

Life's a Beach: Let's Make Some Waves

Florida’s $100 Million Boost for Hometown Heroes' Homeownership

At SW Real Estate, we are dedicated to supporting those who serve our community and spreading the word on meaningful opportunities to the people. So let's talk about The Hometown Heroes Program, launched by Governor Ron DeSantis. As of July 1st, the program will receive an additional $100 million in down payment assistance to provide to Florida's hometown workers. This initiative aims to help our local heroes achieve the dream of homeownership and build stronger communities.

What is the Hometown Heroes Program?

The Hometown Heroes Program offers financial assistance to first-time homebuyers, so they can purchase a primary residence in the community in which they work and serve. The program provides up to $35,000 in down payment and closing cost assistance, making homeownership more accessible for those who dedicate their lives to serving others.

Great things are on the horizon

Eligibility and Benefits

To qualify, applicants must currently be full-time employees, employed by a Florida-based employer and first-time homebuyers (FTHB) making less than $131,700 in the Central FL area (Vary by County). Active duty military personnel and veterans are exempt from the FTHB requirement. Key benefits include:

  • Competitive Interest Rates: Lower than market rates on FHA, VA, RD, Fannie Mae, and Freddie Mac first mortgages.

  • Reduced Upfront Fees: No origination points or discount points.

  • Substantial Assistance: Up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.

  • Deferred Second Mortgage: Down payment assistance comes as a 0% interest, non-amortizing, 30-year deferred second mortgage, which becomes due upon the sale of the property, refinancing, transfer of deed, or if the property is no longer the primary residence.

14,000 People Served

Success Stories

The Hometown Heroes Program has already made a significant impact since its initial release two years ago.

“Florida’s hometown heroes work hard to support our communities, and I am proud that we have supported over 6,700 of them as they purchased their family homes,” said Governor Ron DeSantis.

For instance, a local nurse was able to purchase her first home with the 0% interest option, allowing her receive money back at closing, to live closer to work and to spend more time with her family. Stories like these highlight the program’s ability to facilitate healthier family environments and strengthen our communities.

Program Expansion

Following its initial success, the Florida Legislature allocated additional funding through the Live Local Act. Starting July 1, 2024, the program will receive $100 million to disburse to residents, while increasing the maximum down payment assistance from $25,000 to $35,000.

“Florida Housing is proud to have assisted thousands of hometown heroes in achieving the American Dream of homeownership,” said Mike DiNapoli, Executive Director of Florida Housing Finance Corporation. “By providing more hardworking Floridians with a place to call home, we are helping to facilitate healthier family environments, build stronger communities, and improve local economic impact. We appreciate the Governor’s continued support of this program and are honored to follow his lead in supporting Florida’s hardworking families.”

How to Apply

Applying for the Hometown Heroes Program is straightforward. Interested applicants should connect with one of Florida Housing’s participating loan officers, have a minimum credit score of 640, be a first-time homebuyer, and earn less than 150% of the area median income according to their local county data.

Benchmark Mortgage | Our Premier Lender

Nothing Lasts Forever

The Hometown Heroes Program is a testament to our community's commitment to supporting those who serve us. If you or someone you know is looking to buy their first home, this program could be a game-changer. At SW Real Estate, we are here to help you achieve your homeownership dreams, while keeping it 99% drama-free.

We don't expect these funds to last long, so if you're curious, give me a call today!

"99% Drama Free"

Corey Shirley | Southwestern Real Estate

Corey Shirley, Realtor®

Southwestern Real Estate

#ShirleyCircle

By the way, if you have more questions about any of this, call me. 561.301.2692.

For more information on the program, visit the official announcements here, here, and here.


Orlando Real EstateDown Payment AssistanceHometown HeroesFL Real EstateFirst Time Homebuyer
blog author image

Corey Shirley

I'm a passionate real estate agent dedicated to helping clients find their dream homes. With extensive market knowledge and exceptional customer service, I guide clients through the buying or seller process with honesty, transparency, and great communication.

Back to Blog

Embarking on your real estate journey should be exhilarating, not intimidating.

99% Drama Free

99% Drama Free

Life can already be stressful, that’s why we take a no -drama approach to negotiations across the contract.

Market Expertise

Market Expertise

We are expert guides who help you navigate buying or selling your home with clarity and confidence.

Service Minded

Service Minded

We don’t make excuses, we make a way. We exist for your benefit and at your discretion.

Communication

Communication

We bring our expertise, service, and no drama approach to every interaction.

FAQ

How do I know if it’s the right time to buy/sell a home?

Deciding the perfect moment to enter the market hinges on a mix of personal readiness and market conditions. My role? To sift through the data, trends, and forecasts, giving you a crystal-clear picture of the current landscape. Whether you’re looking to buy or sell, I consider everything from economic indicators and interest rates to local market dynamics in the Greater Orlando area and beyond. Together, we’ll examine your personal goals, financial considerations, and the timing that aligns with your aspirations. This thoughtful, data-driven approach, combined with my commitment to your success, ensures that when we make a move, it’s strategically timed for optimum results.

FAQ image

Are there any first-time home buyer programs available?

Yes, indeed! There are a number of ever-changing programs designed to help first-time home buyers, such as the City of Orlando’s Down Payment Assistance Program and options available through Orange County, each offering varying levels of assistance. Due to the evolving nature of these programs, such as changes in eligibility criteria, funding availability, and benefits, it’s crucial to have the latest information. For the most current and detailed insights, and to discover which programs best fit your unique situation, I invite you to schedule a call with me today.

FAQ image

What sets you apart from other real estate agents in the area?

What truly distinguishes me in the sea of real estate professionals is not just my deep-seated passion for the vibrant landscapes of Orlando and beyond, but also my commitment to providing an experience that transcends the conventional. With a blend of expert knowledge, meticulous attention to detail, and a sprinkle of fun, I ensure the journey to your dream home or next investment is as enjoyable as it is successful. My approach is tailored, thoughtful, and always in tune with your aspirations. In a realm where professionalism meets personality, my mission is to make every transaction not just a success, but a memorable adventure in real estate.

FAQ image

What's my home worth?

Determining your home's value is an art form that blends detailed analysis with an understanding of the market's heartbeat. As a professional who brings both passion and precision to the table, I delve into each aspect of your property—from its unique features to the latest market trends—to provide you with a valuation that reflects its true worth. Let's explore this together with a blend of enthusiasm and expertise. For a comprehensive assessment that's as informed as it is engaging, I invite you to reach out. Together, we'll uncover the real value of your home in today's market. Ready to take the next step? Contact me today.

FAQ image

What areas do you cover?

My primary stomping ground is the vibrant Greater Orlando area, but the adventure doesn’t stop there! Our coverage stretches far and wide, from the sunny stretches of Miami to the historic streets of Jacksonville. Across Florida, we’ve got you covered, ensuring that no matter where your real estate journey takes you within the Sunshine State, we're here to lead the way with professionalism, passion, and unparalleled knowledge.

  • Orlando

  • St. Cloud

  • Miami

  • Hollywood

  • Boca Raton

  • Gainesville

  • Jacksonville

FAQ image

Testimonials

Corey Shirley | Southwestern Real Estate offers comprehensive real estate services in Orlando and Central Florida. Browse our list of Orlando homes for sale, luxury properties, new construction homes, and investment opportunities. Contact our team of expert Orlando real estate agents today.

ALL Rights Reserved. Copyright © 2021 - 2024